Homebuyers in Cumberland County County who chose One Bank of Tennessee paid $3,190 less in closing costs than the county median.
County Median Costs
$5,403
−19.1% vs Tennessee ($6,683)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,924
Purchase Originations
606
Denial Rate
12.7%
vs Tennessee avg (9.7%)
vs Tennessee Median
19.1% below
$-1,280
vs National Median
19.1% below
$-1,277
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,213 | 6.850% | $1,175 | 19 | −$2,490 | |
| 2 | $4,068 | 7.000% | $1,640 | 19 | −$635 | |
| 3 | $4,674 | 6.625% | $1,815 | 21 | −$29 | |
| 4 | $4,728 | 6.875% | $2,327 | 27 | +$25 | |
| 5 | $4,828 | 6.875% | $1,774 | 25 | +$125 | |
| 6 | $5,457 | 6.250% | $2,633 | 11 | +$754 | |
| 7 | $5,836 | 6.500% | $2,885 | 13 | +$1,133 | |
| 8 | $8,856 | 7.000% | $6,920 | 16 | +$4,153 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.