Lowest closing cost mortgage lenders in Cumberland County County, Tennessee
In Cumberland County, Tennessee, homebuyers paid a median of $5,618 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 522 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PENNYMAC LOAN SERVICES, LLC offered the lowest median costs at $3,124, which is $1,678 less than the county median.
Homebuyers in Cumberland County County who chose PENNYMAC LOAN SERVICES, LLC paid $2,494 less in closing costs than the county median.
County Median Costs
$5,618
−15.5% vs Tennessee ($6,647)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,039
Purchase Originations
522
vs Tennessee Median
15.5% below
$-1,029
vs National Median
16.7% below
$-1,123
Lender rankings in Cumberland County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,124 | 6.990% | $985 | 10 | −$1,678 | |
| 2 | $4,001 | 6.875% | $1,050 | 12 | −$801 | |
| 3 | $4,066 | 7.000% | $1,700 | 11 | −$736 | |
| 4 | $4,089 | 6.990% | $1,250 | 14 | −$713 | |
| 5 | $4,209 | 6.875% | $1,470 | 22 | −$593 | |
| 6 | $4,412 | 7.250% | $1,640 | 19 | −$390 | |
| 7 | $5,726 | 6.933% | $3,248 | 16 | +$924 | |
| 8 | $5,831 | 8.500% | $4,154 | 12 | +$1,029 | |
| 9 | $6,289 | 6.562% | $3,236 | 16 | +$1,487 | |
| 10 | $7,022 | 6.625% | $3,464 | 12 | +$2,220 | |
| 11 | $7,317 | 6.562% | $5,236 | 30 | +$2,515 | |
| 12 | $8,261 | 7.000% | $6,360 | 13 | +$3,459 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.