Homebuyers in Lincoln County County who chose First Dakota National Bank paid $3,076 less in closing costs than the county median.
County Median Costs
$5,686
+0.9% vs South Dakota ($5,635)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,905
Purchase Originations
805
Denial Rate
4.8%
vs South Dakota avg (7.4%)
vs South Dakota Median
0.9% above
$51
vs National Median
14.9% below
$-994
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,610 | 6.237% | $494 | 34 | −$2,351 | |
| 2 | $3,185 | 6.312% | $1,333 | 20 | −$1,776 | |
| 3 | $3,614 | 6.750% | $1,790 | 26 | −$1,347 | |
| 4 | $3,777 | 6.250% | $2,032 | 11 | −$1,184 | |
| 5 | $3,968 | 6.500% | $1,416 | 11 | −$993 | |
| 6 | $4,154 | 6.625% | $1,965 | 51 | −$807 | |
| 7 | $4,236 | 6.125% | $2,618 | 14 | −$725 | |
| 8 | $4,578 | 6.125% | $2,734 | 31 | −$383 | |
| 9 | $5,194 | 6.375% | $3,410 | 21 | +$233 | |
| 10 | $5,403 | 6.250% | $3,300 | 42 | +$442 | |
| 11 | $5,445 | 6.375% | $3,463 | 59 | +$484 | |
| 12 | $5,526 | 6.250% | $3,772 | 38 | +$565 | |
| 13 | $6,198 | 6.500% | $4,489 | 97 | +$1,237 | |
| 14 | $6,316 | 6.550% | $4,610 | 10 | +$1,355 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.