Lowest closing cost mortgage lenders in Jefferson County County, Pennsylvania
In Jefferson County, Pennsylvania, homebuyers paid a median of $4,354 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 223 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, InFirst Bank offered the lowest median costs at $3,481, which is $591 less than the county median.
Homebuyers in Jefferson County County who chose InFirst Bank paid $873 less in closing costs than the county median.
County Median Costs
$4,354
−33.6% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,150
Purchase Originations
223
vs Pennsylvania Median
33.6% below
$-2,199
vs National Median
35.4% below
$-2,387
Lender rankings in Jefferson County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,481 | 6.688% | $650 | 22 | −$591 | |
| 2 | $3,764 | 6.625% | $1,150 | 57 | −$308 | |
| 3 | $4,104 | 6.500% | $902 | 14 | +$32 | |
| 4 | $5,080 | 6.750% | $2,405 | 14 | +$1,008 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.