Lowest closing cost mortgage lenders in Essex County County, New York
In Essex County, New York, homebuyers paid a median of $5,775 in closing costs in 2024 — below the New York median of $6,440. The county saw 192 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $1,981, which is $2,673 less than the county median.
Homebuyers in Essex County County who chose Community Bank, National Association paid $3,794 less in closing costs than the county median.
County Median Costs
$5,775
−10.3% vs New York ($6,440)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,595
Purchase Originations
192
vs New York Median
10.3% below
$-665
vs National Median
14.3% below
$-966
Lender rankings in Essex County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.