Homebuyers in San Juan County County who chose V.I.P. MORTGAGE, INC. paid $2,878 less in closing costs than the county median.
County Median Costs
$8,321
+22.0% vs New Mexico ($6,823)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,037
Purchase Originations
610
Denial Rate
24.6%
vs New Mexico avg (14.8%)
vs New Mexico Median
22.0% above
$1,498
vs National Median
24.6% above
$1,641
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,443 | 6.933% | $2,615 | 54 | −$271 | |
| 2 | $5,733 | 6.625% | $2,967 | 45 | +$19 | |
| 3 | $5,741 | 6.750% | $2,888 | 16 | +$27 | |
| 4 | $6,034 | 6.625% | $3,158 | 15 | +$320 | |
| 5 | $6,102 | 6.625% | $3,238 | 23 | +$388 | |
| 6 | $6,585 | 6.625% | $3,564 | 23 | +$871 |
Includes lenders with 10+ purchase originations in San Juan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.