Lowest closing cost mortgage lenders in San Juan County County, New Mexico
In San Juan County, New Mexico, homebuyers paid a median of $8,068 in closing costs in 2024 — above the New Mexico median of $7,095. The county saw 574 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CORNERSTONE CAPITAL BANK, SSB offered the lowest median costs at $4,575, which is $2,869 less than the county median.
Homebuyers in San Juan County County who chose CORNERSTONE CAPITAL BANK, SSB paid $3,493 less in closing costs than the county median.
County Median Costs
$8,068
+13.7% vs New Mexico ($7,095)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,193
Purchase Originations
574
vs New Mexico Median
13.7% above
$973
vs National Median
19.7% above
$1,327
Lender rankings in San Juan County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,612 | 7.125% | $3,133 | 25 | −$250 | |
| 2 | $5,915 | 6.625% | $3,545 | 34 | +$53 | |
| 3 | $5,956 | 6.933% | $3,260 | 18 | +$94 | |
| 4 | $6,354 | 6.562% | $3,928 | 26 | +$492 | |
| 5 | $6,596 | 6.990% | $4,077 | 37 | +$734 | |
| 6 | $6,684 | 6.990% | $3,525 | 13 | +$822 |
Includes lenders with 10+ purchase originations in San Juan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.