Lowest closing cost mortgage lenders in Chaves County County, New Mexico
In Chaves County, New Mexico, homebuyers paid a median of $7,064 in closing costs in 2024 — near the New Mexico median of $7,095. The county saw 352 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, NEW AMERICAN FUNDING, LLC offered the lowest median costs at $5,417.
Homebuyers in Chaves County County who chose NEW AMERICAN FUNDING, LLC paid $1,647 less in closing costs than the county median.
County Median Costs
$7,064
−0.4% vs New Mexico ($7,095)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,288
Purchase Originations
352
vs New Mexico Median
0.4% below
$-31
vs National Median
4.8% above
$323
Lender rankings in Chaves County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,417 | 7.125% | $3,062 | 18 | +$30 | |
| 2 | $5,688 | 6.933% | $3,323 | 14 | +$301 | |
| 3 | $5,939 | 6.625% | $3,247 | 26 | +$552 | |
| 4 | $6,587 | 6.812% | $3,820 | 12 | +$1,200 |
Includes lenders with 10+ purchase originations in Chaves County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.