Lowest closing cost mortgage lenders in Ward County County, North Dakota
In Ward County, North Dakota, homebuyers paid a median of $6,040 in closing costs in 2024 — above the North Dakota median of $5,512. The county saw 622 purchase mortgages at a median rate of 6.18%. Among lenders with 10+ originations, Dacotah Bank offered the lowest median costs at $1,020, which is $3,811 less than the county median.
Homebuyers in Ward County County who chose Dacotah Bank paid $5,020 less in closing costs than the county median.
County Median Costs
$6,040
+9.6% vs North Dakota ($5,512)
Median Rate
6.180%
−6.7% vs national (6.620%)
Median Origination
$2,271
Purchase Originations
622
vs North Dakota Median
9.6% above
$528
vs National Median
10.4% below
$-701
Lender rankings in Ward County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,020 | 6.625% | $0 | 13 | −$3,811 | |
| 2 | $2,536 | 6.557% | $948 | 16 | −$2,295 | |
| 3 | $4,171 | 6.500% | $2,270 | 34 | −$660 | |
| 4 | $4,828 | 6.250% | $2,910 | 48 | −$3 | |
| 5 | $4,894 | 6.500% | $3,056 | 38 | +$63 | |
| 6 | $5,297 | 6.375% | $3,734 | 38 | +$466 | |
| 7 | $6,026 | 6.375% | $4,293 | 13 | +$1,195 | |
| 8 | $6,068 | 6.490% | $4,189 | 15 | +$1,237 |
Includes lenders with 10+ purchase originations in Ward County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.