Homebuyers in Rutherford County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,707 less in closing costs than the county median.
County Median Costs
$5,917
+3.2% vs North Carolina ($5,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,420
Purchase Originations
525
Denial Rate
14.4%
vs North Carolina avg (9.1%)
vs North Carolina Median
3.2% above
$181
vs National Median
11.4% below
$-763
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,266 | 6.150% | $1,946 | 70 | −$668 | |
| 2 | $4,504 | 6.425% | $1,495 | 10 | −$430 | |
| 3 | $4,914 | 6.625% | $1,745 | 42 | −$20 | |
| 4 | $5,951 | 6.750% | $3,495 | 19 | +$1,017 | |
| 5 | $6,093 | 6.625% | $3,167 | 10 | +$1,159 | |
| 6 | $6,335 | 6.625% | $3,266 | 22 | +$1,401 | |
| 7 | $7,800 | 8.625% | $5,082 | 16 | +$2,866 |
Includes lenders with 10+ purchase originations in Rutherford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.