Homebuyers in McDowell County County who chose STATE EMPLOYEES' paid $1,599 less in closing costs than the county median.
County Median Costs
$5,864
+2.2% vs North Carolina ($5,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
371
Denial Rate
15.0%
vs North Carolina avg (9.1%)
vs North Carolina Median
2.2% above
$128
vs National Median
12.2% below
$-816
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,265 | 5.988% | $2,145 | 64 | −$605 | |
| 2 | $4,818 | 6.707% | $2,399 | 10 | −$52 | |
| 3 | $5,404 | 6.500% | $2,479 | 21 | +$534 | |
| 4 | $6,067 | 6.490% | $2,821 | 13 | +$1,197 |
Includes lenders with 10+ purchase originations in McDowell County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.