What are the average closing costs in Dare County County?

In Dare County County, the median total loan costs on purchase mortgages were $5,755 in 2024, based on 308 originations.

Which lender has the lowest closing costs in Dare County County?

Among lenders with 10+ originations in Dare County County, First National Bank of Pennsylvania had the lowest median total closing costs at $4,560 in 2024.

How do closing costs in Dare County County compare to North Carolina?

Dare County County closing costs (median $5,755) are 0.6% above the North Carolina state median of $5,720.

Lowest closing cost mortgage lenders in Dare County County, North Carolina

In Dare County, North Carolina, homebuyers paid a median of $5,755 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 308 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First National Bank of Pennsylvania offered the lowest median costs at $4,560, which is $765 less than the county median.

Homebuyers in Dare County County who chose First National Bank of Pennsylvania paid $1,195 less in closing costs than the county median.

County Median Costs

$5,755

+0.6% vs North Carolina ($5,720)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,500

Purchase Originations

308

vs North Carolina Median

0.6% above

$35

vs National Median

14.6% below

$-986

Lender rankings in Dare County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	First National Bank of Pennsylvania	$4,560	6.640%	$1,951	11	−$765
2	SOUTHERN TRUST MORTGAGE, LLC	$4,849	6.750%	$1,495	16	−$476
3	STATE EMPLOYEES'	$4,942	6.575%	$2,500	31	−$384
4	GUARANTEED RATE, INC.	$4,965	6.625%	$1,737	14	−$360
5	ROCKET MORTGAGE, LLC	$6,015	6.500%	$5,195	11	+$690
6	Southern Bank and Trust Company	$6,811	6.750%	$4,075	13	+$1,486
7	TowneBank	$7,185	6.938%	$4,120	22	+$1,860
8	Atlantic Coast Mortgage, LLC	$12,260	6.990%	$8,916	11	+$6,936

Includes lenders with 10+ purchase originations in Dare County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.