Homebuyers in Dare County County who chose STATE EMPLOYEES' paid $736 less in closing costs than the county median.
County Median Costs
$5,729
−0.1% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
355
Denial Rate
7.0%
vs North Carolina avg (9.1%)
vs North Carolina Median
0.1% below
$-7
vs National Median
14.2% below
$-951
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,993 | 5.775% | $2,500 | 39 | −$375 | |
| 2 | $5,032 | 6.625% | $1,775 | 19 | −$336 | |
| 3 | $5,232 | 6.750% | $1,640 | 20 | −$136 | |
| 4 | $5,454 | 6.990% | $1,945 | 15 | +$86 | |
| 5 | $7,015 | 6.375% | $4,375 | 21 | +$1,647 | |
| 6 | $7,696 | 6.490% | $4,620 | 13 | +$2,328 | |
| 7 | $7,994 | 6.250% | $6,112 | 16 | +$2,626 | |
| 8 | $8,050 | 6.990% | $4,004 | 24 | +$2,682 | |
| 9 | $8,794 | 6.469% | $5,199 | 20 | +$3,426 |
Includes lenders with 10+ purchase originations in Dare County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.