Lowest closing cost mortgage lenders in Burke County County, North Carolina
In Burke County, North Carolina, homebuyers paid a median of $5,756 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 747 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,052, which is $1,344 less than the county median.
Homebuyers in Burke County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,704 less in closing costs than the county median.
County Median Costs
$5,756
+0.6% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
747
vs North Carolina Median
0.6% above
$36
vs National Median
14.6% below
$-985
Lender rankings in Burke County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,091 | 6.525% | $2,000 | 149 | −$678 | |
| 2 | $4,271 | 6.750% | $1,515 | 19 | −$498 | |
| 3 | $4,348 | 6.652% | $1,677 | 16 | −$421 | |
| 4 | $5,180 | 6.990% | $2,684 | 11 | +$412 | |
| 5 | $5,457 | 6.531% | $2,786 | 20 | +$688 | |
| 6 | $5,707 | 7.053% | $2,888 | 14 | +$938 | |
| 7 | $5,888 | 6.933% | $3,488 | 30 | +$1,119 | |
| 8 | $6,142 | 6.750% | $3,413 | 58 | +$1,373 | |
| 9 | $8,494 | 7.938% | $5,850 | 12 | +$3,725 |
Includes lenders with 10+ purchase originations in Burke County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.