Homebuyers in Rice County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,585 less in closing costs than the county median.
County Median Costs
$5,879
+5.7% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,545
Purchase Originations
518
Denial Rate
5.9%
vs Minnesota avg (5.7%)
vs Minnesota Median
5.7% above
$316
vs National Median
12.0% below
$-801
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,175 | 6.875% | $1,349 | 12 | −$955 | |
| 2 | $4,203 | 6.625% | $1,640 | 32 | −$927 | |
| 3 | $4,549 | 6.750% | $1,761 | 13 | −$581 | |
| 4 | $4,932 | 6.375% | $2,293 | 22 | −$198 | |
| 5 | $5,137 | 6.525% | $2,895 | 23 | +$7 | |
| 6 | $5,474 | 6.625% | $2,763 | 11 | +$344 | |
| 7 | $5,773 | 6.490% | $3,340 | 20 | +$643 | |
| 8 | $5,821 | 6.500% | $2,840 | 32 | +$691 | |
| 9 | $6,099 | 6.250% | $3,612 | 14 | +$969 | |
| 10 | $6,652 | 6.875% | $4,216 | 11 | +$1,522 | |
| 11 | $6,709 | 6.625% | $3,828 | 31 | +$1,579 |
Includes lenders with 10+ purchase originations in Rice County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.