Lowest closing cost mortgage lenders in Rice County County, Minnesota
In Rice County, Minnesota, homebuyers paid a median of $5,960 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 490 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, TRUSTONE FINANCIAL CREDIT UNION offered the lowest median costs at $4,050, which is $1,218 less than the county median.
Homebuyers in Rice County County who chose TRUSTONE FINANCIAL CREDIT UNION paid $1,910 less in closing costs than the county median.
County Median Costs
$5,960
+4.2% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,002
Purchase Originations
490
vs Minnesota Median
4.2% above
$238
vs National Median
11.6% below
$-781
Lender rankings in Rice County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,050 | 6.312% | $1,460 | 10 | −$1,218 | |
| 2 | $4,279 | 7.125% | $1,582 | 21 | −$989 | |
| 3 | $4,790 | 6.875% | $2,255 | 15 | −$478 | |
| 4 | $4,814 | 6.525% | $2,600 | 20 | −$454 | |
| 5 | $4,961 | 6.525% | $2,623 | 16 | −$307 | |
| 6 | $5,174 | 7.188% | $2,552 | 16 | −$94 | |
| 7 | $5,400 | 6.625% | $3,054 | 22 | +$132 | |
| 8 | $5,421 | 6.312% | $3,077 | 18 | +$153 | |
| 9 | $5,635 | 6.933% | $4,130 | 10 | +$367 | |
| 10 | $6,594 | 6.999% | $3,843 | 25 | +$1,326 | |
| 11 | $6,612 | 6.908% | $4,033 | 24 | +$1,344 | |
| 12 | $8,180 | 6.500% | $5,545 | 12 | +$2,912 |
Includes lenders with 10+ purchase originations in Rice County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.