What are the average closing costs in Kandiyohi County County?

In Kandiyohi County County, the median total loan costs on purchase mortgages were $4,959 in 2024, based on 266 originations.

Which lender has the lowest closing costs in Kandiyohi County County?

Among lenders with 10+ originations in Kandiyohi County County, Magnifi Financial Credit Union had the lowest median total closing costs at $3,564 in 2024.

How do closing costs in Kandiyohi County County compare to Minnesota?

Kandiyohi County County closing costs (median $4,959) are 13.3% below the Minnesota state median of $5,722.

Lowest closing cost mortgage lenders in Kandiyohi County County, Minnesota

In Kandiyohi County, Minnesota, homebuyers paid a median of $4,959 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 266 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Magnifi Financial Credit Union offered the lowest median costs at $3,564, which is $1,020 less than the county median.

Homebuyers in Kandiyohi County County who chose Magnifi Financial Credit Union paid $1,395 less in closing costs than the county median.

County Median Costs

$4,959

−13.3% vs Minnesota ($5,722)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,661

Purchase Originations

266

vs Minnesota Median

13.3% below

$-763

vs National Median

26.4% below

$-1,782

Lender rankings in Kandiyohi County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Magnifi Financial Credit Union	$3,564	6.812%	$1,000	12	−$1,020
2	UNITED WHOLESALE MORTGAGE, LLC	$4,413	6.764%	$1,793	20	−$171
3	Bremer Bank, National Association	$4,789	6.625%	$2,865	23	+$205
4	HOMEOWNERS FINANCIAL GROUP USA, LLC	$4,833	7.125%	$3,084	13	+$249
5	Flagstar Bank, National Association	$5,263	7.000%	$3,108	12	+$679
6	ROCKET MORTGAGE, LLC	$5,322	6.500%	$3,435	11	+$738

Includes lenders with 10+ purchase originations in Kandiyohi County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.