Homebuyers in Kandiyohi County County who chose Magnifi Financial Credit Union paid $1,669 less in closing costs than the county median.
County Median Costs
$5,413
−2.7% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,632
Purchase Originations
284
Denial Rate
3.8%
vs Minnesota avg (5.7%)
vs Minnesota Median
2.7% below
$-150
vs National Median
19.0% below
$-1,267
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,744 | 6.250% | $1,378 | 12 | −$1,064 | |
| 2 | $3,849 | 6.500% | $1,357 | 14 | −$959 | |
| 3 | $4,414 | 6.625% | $2,495 | 24 | −$394 | |
| 4 | $4,932 | 6.625% | $2,958 | 10 | +$124 | |
| 5 | $5,123 | 6.625% | $3,366 | 16 | +$315 | |
| 6 | $6,169 | 6.490% | $3,958 | 12 | +$1,361 | |
| 7 | $6,366 | 6.562% | $4,028 | 10 | +$1,558 |
Includes lenders with 10+ purchase originations in Kandiyohi County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.