Lowest closing cost mortgage lenders in Benton County County, Minnesota
In Benton County, Minnesota, homebuyers paid a median of $5,725 in closing costs in 2024 — near the Minnesota median of $5,722. The county saw 350 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Liberty Bank Minnesota offered the lowest median costs at $2,497, which is $2,594 less than the county median.
Homebuyers in Benton County County who chose Liberty Bank Minnesota paid $3,228 less in closing costs than the county median.
County Median Costs
$5,725
+0.1% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,750
Purchase Originations
350
vs Minnesota Median
0.1% above
$3
vs National Median
15.1% below
$-1,016
Lender rankings in Benton County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,497 | 6.875% | $0 | 22 | −$2,594 | |
| 2 | $3,845 | 6.312% | $1,000 | 14 | −$1,246 | |
| 3 | $4,775 | 6.125% | $2,444 | 13 | −$316 | |
| 4 | $5,106 | 7.062% | $2,821 | 12 | +$15 | |
| 5 | $5,668 | 6.875% | $3,158 | 13 | +$577 | |
| 6 | $6,182 | 6.125% | $3,795 | 17 | +$1,091 |
Includes lenders with 10+ purchase originations in Benton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.