Homebuyers in Newaygo County County who chose ChoiceOne Bank paid $2,206 less in closing costs than the county median.
County Median Costs
$5,173
+14.6% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,851
Purchase Originations
425
Denial Rate
11.3%
vs Michigan avg (12.0%)
vs Michigan Median
14.6% above
$659
vs National Median
22.6% below
$-1,507
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,967 | 6.750% | $945 | 19 | −$1,511 | |
| 2 | $3,701 | 6.500% | $1,235 | 53 | −$777 | |
| 3 | $3,801 | 6.625% | $1,514 | 11 | −$677 | |
| 4 | $4,160 | 6.990% | $2,335 | 11 | −$318 | |
| 5 | $4,593 | 6.875% | $1,603 | 14 | +$115 | |
| 6 | $5,018 | 6.500% | $2,793 | 15 | +$540 | |
| 7 | $5,271 | 6.812% | $3,532 | 16 | +$793 | |
| 8 | $5,519 | 6.625% | $3,040 | 13 | +$1,041 |
Includes lenders with 10+ purchase originations in Newaygo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.