Lowest closing cost mortgage lenders in Newaygo County County, Michigan
In Newaygo County, Michigan, homebuyers paid a median of $4,462 in closing costs in 2024 — near the Michigan median of $4,438. The county saw 425 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, ChoiceOne Bank offered the lowest median costs at $3,094, which is $1,001 less than the county median.
Homebuyers in Newaygo County County who chose ChoiceOne Bank paid $1,368 less in closing costs than the county median.
County Median Costs
$4,462
+0.5% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,843
Purchase Originations
425
vs Michigan Median
0.5% above
$24
vs National Median
33.8% below
$-2,279
Lender rankings in Newaygo County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,094 | 6.875% | $1,317 | 25 | −$1,001 | |
| 2 | $3,403 | 6.750% | $1,088 | 10 | −$692 | |
| 3 | $3,470 | 6.500% | $1,260 | 10 | −$625 | |
| 4 | $3,582 | 6.500% | $1,266 | 50 | −$513 | |
| 5 | $3,719 | 6.875% | $1,356 | 21 | −$376 | |
| 6 | $4,321 | 6.625% | $2,298 | 21 | +$226 | |
| 7 | $4,404 | 6.995% | $2,583 | 10 | +$309 | |
| 8 | $4,583 | 6.750% | $2,895 | 10 | +$488 | |
| 9 | $5,251 | 6.875% | $3,115 | 16 | +$1,156 | |
| 10 | $6,512 | 6.931% | $3,656 | 16 | +$2,417 |
Includes lenders with 10+ purchase originations in Newaygo County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.