Lowest closing cost mortgage lenders in Clare County County, Michigan
In Clare County, Michigan, homebuyers paid a median of $4,166 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 277 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Isabella Bank offered the lowest median costs at $2,961, which is $712 less than the county median.
Homebuyers in Clare County County who chose Isabella Bank paid $1,205 less in closing costs than the county median.
County Median Costs
$4,166
−6.1% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,750
Purchase Originations
277
vs Michigan Median
6.1% below
$-272
vs National Median
38.2% below
$-2,575
Lender rankings in Clare County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,961 | 6.500% | $850 | 19 | −$712 | |
| 2 | $3,319 | 6.500% | $1,190 | 15 | −$354 | |
| 3 | $3,751 | 6.688% | $2,025 | 10 | +$78 | |
| 4 | $3,939 | 7.125% | $1,810 | 15 | +$266 | |
| 5 | $4,224 | 6.875% | $2,382 | 16 | +$551 |
Includes lenders with 10+ purchase originations in Clare County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.