Homebuyers in Clare County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,504 less in closing costs than the county median.
County Median Costs
$4,062
−10.0% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,549
Purchase Originations
308
Denial Rate
13.6%
vs Michigan avg (12.0%)
vs Michigan Median
10.0% below
$-452
vs National Median
39.2% below
$-2,618
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,536 | 6.625% | $550 | 23 | −$1,164 | |
| 2 | $3,156 | 5.875% | $1,100 | 15 | −$544 | |
| 3 | $3,167 | 6.812% | $1,190 | 14 | −$533 | |
| 4 | $4,239 | 6.750% | $2,521 | 13 | +$539 | |
| 5 | $4,540 | 6.750% | $1,848 | 11 | +$840 | |
| 6 | $4,860 | 6.874% | $2,285 | 13 | +$1,160 |
Includes lenders with 10+ purchase originations in Clare County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.