Homebuyers in Oxford County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,225 less in closing costs than the county median.
County Median Costs
$5,516
+16.5% vs Maine ($4,736)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,710
Purchase Originations
434
Denial Rate
9.8%
vs Maine avg (7.9%)
vs Maine Median
16.5% above
$780
vs National Median
17.4% below
$-1,164
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,540 | 6.875% | $1,250 | 11 | −$628 | |
| 2 | $3,911 | 6.875% | $1,628 | 14 | −$257 | |
| 3 | $4,109 | 7.125% | $1,192 | 24 | −$59 | |
| 4 | $4,228 | 6.750% | $1,720 | 28 | +$60 | |
| 5 | $4,388 | 6.750% | $2,123 | 22 | +$220 | |
| 6 | $5,157 | 6.625% | $2,339 | 19 | +$989 |
Includes lenders with 10+ purchase originations in Oxford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.