What are the average closing costs in Oxford County County?

In Oxford County County, the median total loan costs on purchase mortgages were $5,978 in 2024, based on 428 originations.

Which lender has the lowest closing costs in Oxford County County?

Among lenders with 10+ originations in Oxford County County, Bangor Savings Bank had the lowest median total closing costs at $3,452 in 2024.

How do closing costs in Oxford County County compare to Maine?

Oxford County County closing costs (median $5,978) are 25.0% above the Maine state median of $4,783.

Lowest closing cost mortgage lenders in Oxford County County, Maine

In Oxford County, Maine, homebuyers paid a median of $5,978 in closing costs in 2024 — above the Maine median of $4,783. The county saw 428 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Bangor Savings Bank offered the lowest median costs at $3,452, which is $901 less than the county median.

Homebuyers in Oxford County County who chose Bangor Savings Bank paid $2,526 less in closing costs than the county median.

County Median Costs

$5,978

+25.0% vs Maine ($4,783)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,841

Purchase Originations

428

vs Maine Median

25.0% above

$1,195

vs National Median

11.3% below

$-763

Lender rankings in Oxford County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Bangor Savings Bank	$3,452	6.625%	$1,025	22	−$901
2	Norway Savings Bank	$4,086	7.125%	$895	16	−$267
3	CMG MORTGAGE, INC.	$4,161	6.990%	$1,757	31	−$192
4	UNITED WHOLESALE MORTGAGE, LLC	$4,961	6.999%	$2,679	21	+$608
5	GUILD MORTGAGE COMPANY LLC	$5,060	6.990%	$2,988	30	+$707
6	ROCKET MORTGAGE, LLC	$5,799	6.688%	$3,326	10	+$1,446

Includes lenders with 10+ purchase originations in Oxford County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.