TAM LENDING CENTER INC. closing costs and rates (2024)
In 2024, TAM LENDING CENTER INC. originated 184 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $11,367. That is $4,626 above the national median of $6,741. TAM LENDING CENTER INC. is most active in New Jersey with 156 originations there.
Purchase Originations
184
Median Total Costs
$11,367
+68.6% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$5,878
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 105 | 6.625% | $13,492 | $6,086 |
| conventional | 73 | 6.875% | $8,303 | $5,228 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 156 | 6.750% | $11,266 | #83 |
| Pennsylvania | 10 | 6.562% | $11,867 | — |
| Delaware | 6 | 6.938% | $10,338 | — |
| Maryland | 6 | 6.875% | $13,000 | — |
| Florida | 4 | 6.688% | $18,212 | — |
| Georgia | 1 | 6.750% | $21,019 | — |
| Virginia | 1 | 7.125% | $3,974 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,759 | 6.312% | — | 4 | −$5,608 | |
| 2 | $6,863 | 6.875% | — | 6 | −$4,504 | |
| 3 | $9,015 | 6.750% | — | 35 | −$2,352 | |
| 4 | $10,338 | 6.938% | — | 6 | −$1,029 | |
| 5 | $10,379 | 6.688% | — | 4 | −$988 | |
| 6 | $10,554 | 6.625% | — | 11 | −$813 | |
| 7 | $11,101 | 6.625% | — | 25 | −$266 | |
| 8 | $11,326 | 6.750% | — | 24 | −$41 | |
| 9 | $11,522 | 6.750% | — | 4 | +$155 | |
| 10 | $11,599 | 7.000% | — | 4 | +$232 | |
| 11 | $12,667 | 6.875% | — | 40 | +$1,300 | |
| 12 | $14,356 | 6.750% | — | 1 | +$2,989 | |
| 13 | $16,184 | 7.250% | — | 1 | +$4,817 | |
| 14 | $16,218 | 6.500% | — | 3 | +$4,851 | |
| 15 | $17,299 | 6.625% | — | 1 | +$5,932 | |
| 16 | $18,070 | 6.125% | — | 3 | +$6,703 | |
| 17 | $18,315 | 7.062% | — | 2 | +$6,948 | |
| 18 | $19,126 | 6.750% | — | 1 | +$7,759 | |
| 19 | $21,019 | 6.750% | — | 1 | +$9,652 | |
| 20 | $26,059 | 6.250% | — | 1 | +$14,692 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.