Premier Bank closing costs and rates (2024)
In 2024, Premier Bank originated 1,137 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,078. That ranks #339 nationally by origination volume. For total closing costs among lenders with 500+ originations, Premier Bank ranks #122. That is $2,663 below the national median of $6,741. Premier Bank is most active in Ohio with 915 originations there.
Purchase Originations
1,137
Ranked #339 nationally
Median Total Costs
$4,078
−39.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,126
Median Lender Credits
$103
Cost Rank (500+ vol.)
#122
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,077 | 6.875% | $4,021 | $1,128 |
| fha | 48 | 6.250% | $6,704 | $1,043 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 915 | 6.875% | $4,070 | #28 |
| Michigan | 117 | 6.875% | $3,623 | #103 |
| Pennsylvania | 63 | 7.000% | $8,084 | #191 |
| Indiana | 30 | 5.938% | $2,621 | — |
| West Virginia | 7 | 6.875% | $10,277 | — |
| Florida | 3 | 6.750% | $5,387 | — |
| North Carolina | 1 | 7.125% | $3,351 | — |
| South Carolina | 1 | 7.125% | $5,721 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,000 | 3.000% | — | 19 | −$3,078 | |
| 2 | $3,261 | 6.625% | — | 46 | −$817 | |
| 3 | $3,330 | 6.625% | — | 19 | −$748 | |
| 4 | $3,346 | 6.875% | — | 65 | −$732 | |
| 5 | $3,421 | 6.875% | — | 41 | −$657 | |
| 6 | $3,572 | 6.625% | — | 29 | −$506 | |
| 7 | $3,771 | 6.375% | — | 22 | −$307 | |
| 8 | $3,812 | 6.750% | — | 43 | −$266 | |
| 9 | $3,902 | 7.125% | — | 24 | −$176 | |
| 10 | $3,993 | 6.875% | — | 17 | −$85 | |
| 11 | $4,019 | 7.000% | — | 91 | −$59 | |
| 12 | $4,071 | 6.875% | — | 75 | −$7 | |
| 13 | $4,189 | 7.125% | — | 76 | +$111 | |
| 14 | $4,421 | 6.875% | — | 30 | +$343 | |
| 15 | $4,534 | 6.875% | — | 72 | +$456 | |
| 16 | $4,622 | 6.750% | — | 27 | +$544 | |
| 17 | $4,911 | 6.750% | — | 29 | +$833 | |
| 18 | $5,146 | 6.500% | — | 18 | +$1,068 | |
| 19 | $5,501 | 6.625% | — | 27 | +$1,423 | |
| 20 | $8,333 | 6.000% | — | 21 | +$4,255 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.