ONWARD HOME MORTGAGE, LLC closing costs and rates (2024)
In 2024, ONWARD HOME MORTGAGE, LLC originated 454 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,954. That is $213 above the national median of $6,741. ONWARD HOME MORTGAGE, LLC is most active in Georgia with 432 originations there.
Purchase Originations
454
Median Total Costs
$6,954
+3.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,568
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 404 | 6.625% | $6,734 | $3,527 |
| fha | 36 | 6.250% | $12,088 | $3,997 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 432 | 6.625% | $7,027 | #59 |
| Alabama | 9 | 6.625% | $5,609 | — |
| Florida | 5 | 6.625% | $5,529 | — |
| South Carolina | 5 | 6.875% | $7,156 | — |
| Tennessee | 3 | 6.625% | $5,990 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,605 | 5.990% | — | 3 | −$1,349 | |
| 2 | $5,719 | 6.250% | — | 5 | −$1,235 | |
| 3 | $6,181 | 6.933% | — | 34 | −$773 | |
| 4 | $6,465 | 6.808% | — | 4 | −$489 | |
| 5 | $6,560 | 6.933% | — | 34 | −$394 | |
| 6 | $6,649 | 6.625% | — | 78 | −$305 | |
| 7 | $6,716 | 6.625% | — | 5 | −$238 | |
| 8 | $6,816 | 6.625% | — | 3 | −$138 | |
| 9 | $7,019 | 6.625% | — | 62 | +$65 | |
| 10 | $7,144 | 6.625% | — | 6 | +$190 | |
| 11 | $7,226 | 6.625% | — | 44 | +$272 | |
| 12 | $7,393 | 6.750% | — | 3 | +$439 | |
| 13 | $7,470 | 6.625% | — | 103 | +$516 | |
| 14 | $7,718 | 7.120% | — | 2 | +$764 | |
| 15 | $7,859 | 6.625% | — | 7 | +$905 | |
| 16 | $8,371 | 6.750% | — | 2 | +$1,417 | |
| 17 | $8,852 | 6.625% | — | 6 | +$1,898 | |
| 18 | $9,028 | 6.688% | — | 4 | +$2,074 | |
| 19 | $9,040 | 6.812% | — | 10 | +$2,086 | |
| 20 | $9,387 | 6.500% | — | 2 | +$2,433 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.