MILEND, INC. closing costs and rates (2024)
In 2024, MILEND, INC. originated 122 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,103. That is $3,362 above the national median of $6,741. MILEND, INC. is most active in Georgia with 93 originations there.
Purchase Originations
122
Median Total Costs
$10,103
+49.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,212
Median Lender Credits
$284
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 83 | 6.625% | $7,970 | $4,443 |
| fha | 37 | 6.250% | $15,138 | $5,676 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 93 | 6.625% | $10,047 | #144 |
| North Carolina | 8 | 6.624% | $10,376 | — |
| Florida | 7 | 6.750% | $8,506 | — |
| Minnesota | 3 | 6.625% | $4,974 | — |
| Tennessee | 3 | 6.625% | $7,144 | — |
| Massachusetts | 2 | 6.062% | $19,257 | — |
| South Carolina | 2 | 6.500% | $15,934 | — |
| Virginia | 2 | 6.500% | $8,977 | — |
| Alabama | 1 | 6.125% | $10,299 | — |
| Maryland | 1 | 6.490% | $4,514 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,832 | 6.375% | — | 1 | −$4,271 | |
| 2 | $5,978 | 6.625% | — | 3 | −$4,125 | |
| 3 | $7,158 | 6.438% | — | 2 | −$2,945 | |
| 4 | $7,242 | 6.990% | — | 1 | −$2,861 | |
| 5 | $7,472 | 6.808% | — | 2 | −$2,631 | |
| 6 | $7,488 | 6.875% | — | 2 | −$2,615 | |
| 7 | $7,631 | 6.625% | — | 8 | −$2,472 | |
| 8 | $7,699 | 6.933% | — | 4 | −$2,404 | |
| 9 | $7,821 | 6.688% | — | 12 | −$2,282 | |
| 10 | $8,132 | 6.750% | — | 13 | −$1,971 | |
| 11 | $8,769 | 7.250% | — | 1 | −$1,334 | |
| 12 | $8,821 | 6.625% | — | 3 | −$1,282 | |
| 13 | $9,921 | 5.990% | — | 3 | −$182 | |
| 14 | $10,934 | 6.624% | — | 2 | +$831 | |
| 15 | $12,192 | 6.250% | — | 5 | +$2,089 | |
| 16 | $13,333 | 6.933% | — | 12 | +$3,230 | |
| 17 | $14,549 | 6.625% | — | 3 | +$4,446 | |
| 18 | $15,040 | 7.125% | — | 2 | +$4,937 | |
| 19 | $18,571 | 6.058% | — | 4 | +$8,468 | |
| 20 | $19,545 | 5.938% | — | 2 | +$9,442 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.