Chambers Bank closing costs and rates (2024)
In 2024, Chambers Bank originated 184 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,354. That is $2,387 below the national median of $6,741. Chambers Bank is most active in Arkansas with 174 originations there.
Purchase Originations
184
Median Total Costs
$4,354
−35.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,616
Median Lender Credits
$24
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 104 | 6.875% | $3,038 | $1,089 |
| va | 50 | 6.125% | $8,178 | $2,085 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,438 | 7.340% | — | 7 | −$2,916 | |
| 2 | $1,732 | 7.840% | — | 2 | −$2,622 | |
| 3 | $1,944 | 7.580% | — | 1 | −$2,410 | |
| 4 | $2,173 | 7.250% | — | 12 | −$2,181 | |
| 5 | $2,195 | 7.370% | — | 2 | −$2,159 | |
| 6 | $2,333 | 7.750% | — | 1 | −$2,021 | |
| 7 | $2,390 | 7.500% | — | 3 | −$1,964 | |
| 8 | $2,661 | 6.750% | — | 8 | −$1,693 | |
| 9 | $3,366 | 6.750% | — | 7 | −$988 | |
| 10 | $3,746 | 5.990% | — | 1 | −$608 | |
| 11 | $3,791 | 6.625% | — | 16 | −$563 | |
| 12 | $3,979 | 6.625% | — | 3 | −$375 | |
| 13 | $4,255 | 6.812% | — | 8 | −$99 | |
| 14 | $4,271 | 6.500% | — | 5 | −$83 | |
| 15 | $4,333 | 6.375% | — | 23 | −$21 | |
| 16 | $4,967 | 6.188% | — | 10 | +$613 | |
| 17 | $5,529 | 6.815% | — | 2 | +$1,175 | |
| 18 | $6,630 | 6.125% | — | 5 | +$2,276 | |
| 19 | $6,846 | 6.990% | — | 3 | +$2,492 | |
| 20 | $7,046 | 6.125% | — | 52 | +$2,692 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.