AMERICAN FIDELITY MORTGAGE SERVICES, INC. closing costs and rates (2024)
In 2024, AMERICAN FIDELITY MORTGAGE SERVICES, INC. originated 112 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $6,651. That is $90 below the national median of $6,741. AMERICAN FIDELITY MORTGAGE SERVICES, INC. is most active in Illinois with 87 originations there.
Purchase Originations
112
Median Total Costs
$6,651
−1.3% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,590
Median Lender Credits
$587
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 81 | 6.875% | $6,290 | $1,565 |
| fha | 28 | 6.933% | $12,595 | $2,350 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,614 | 6.625% | — | 1 | −$4,037 | |
| 2 | $3,382 | 7.125% | — | 1 | −$3,269 | |
| 3 | $3,702 | 6.990% | — | 1 | −$2,949 | |
| 4 | $4,418 | 7.990% | — | 1 | −$2,233 | |
| 5 | $4,505 | 6.490% | — | 2 | −$2,146 | |
| 6 | $4,651 | 6.990% | — | 14 | −$2,000 | |
| 7 | $5,052 | 6.375% | — | 1 | −$1,599 | |
| 8 | $5,264 | 7.490% | — | 1 | −$1,387 | |
| 9 | $5,658 | 6.990% | — | 1 | −$993 | |
| 10 | $6,203 | 7.188% | — | 4 | −$448 | |
| 11 | $6,208 | 6.875% | — | 7 | −$443 | |
| 12 | $6,511 | 7.058% | — | 6 | −$140 | |
| 13 | $6,642 | 6.875% | — | 19 | −$9 | |
| 14 | $7,530 | 7.375% | — | 1 | +$879 | |
| 15 | $7,552 | 7.250% | — | 1 | +$901 | |
| 16 | $8,223 | 6.875% | — | 35 | +$1,572 | |
| 17 | $8,777 | 6.490% | — | 1 | +$2,126 | |
| 18 | $9,826 | 6.933% | — | 6 | +$3,175 | |
| 19 | $11,131 | 6.750% | — | 4 | +$4,480 | |
| 20 | $13,195 | 6.750% | — | 3 | +$6,544 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.