Lowest closing cost mortgage lenders in Woodford County County, Kentucky
In Woodford County, Kentucky, homebuyers paid a median of $4,676 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 227 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ARK-LA-TEX FINANCIAL SERVICES, LLC. offered the lowest median costs at $3,857, which is $22 less than the county median.
Homebuyers in Woodford County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $819 less in closing costs than the county median.
County Median Costs
$4,676
−6.4% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,569
Purchase Originations
227
vs Kentucky Median
6.4% below
$-320
vs National Median
30.6% below
$-2,065
Lender rankings in Woodford County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.