Homebuyers in Montgomery County County who chose Community Trust Bank, Inc. paid $3,358 less in closing costs than the county median.
County Median Costs
$5,822
+16.3% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,691
Purchase Originations
256
Denial Rate
16.8%
vs Kentucky avg (15.1%)
vs Kentucky Median
16.3% above
$815
vs National Median
12.8% below
$-858
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,464 | 5.938% | $900 | 14 | −$1,068 | |
| 2 | $3,267 | 6.625% | $1,187 | 21 | −$265 | |
| 3 | $6,775 | 6.250% | $4,500 | 14 | +$3,243 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.