Lowest closing cost mortgage lenders in Montgomery County County, Kentucky
In Montgomery County, Kentucky, homebuyers paid a median of $5,976 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 223 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Trust Bank, Inc. offered the lowest median costs at $2,441, which is $1,470 less than the county median.
Homebuyers in Montgomery County County who chose Community Trust Bank, Inc. paid $3,535 less in closing costs than the county median.
County Median Costs
$5,976
+19.6% vs Kentucky ($4,996)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,538
Purchase Originations
223
vs Kentucky Median
19.6% above
$980
vs National Median
11.3% below
$-765
Lender rankings in Montgomery County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,441 | 6.562% | $762 | 12 | −$1,470 | |
| 2 | $3,446 | 7.250% | $1,539 | 11 | −$465 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.