Homebuyers in Mercer County County who chose Community Trust Bank, Inc. paid $2,912 less in closing costs than the county median.
County Median Costs
$5,467
+9.2% vs Kentucky ($5,007)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
228
Denial Rate
12.3%
vs Kentucky avg (15.1%)
vs Kentucky Median
9.2% above
$460
vs National Median
18.2% below
$-1,213
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,555 | 5.875% | $900 | 13 | −$956 | |
| 2 | $2,864 | 6.250% | $953 | 14 | −$647 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.