Lowest closing cost mortgage lenders in Mercer County County, Kentucky
In Mercer County, Kentucky, homebuyers paid a median of $5,143 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 245 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Trust Bank, Inc. offered the lowest median costs at $2,520, which is $1,381 less than the county median.
Homebuyers in Mercer County County who chose Community Trust Bank, Inc. paid $2,623 less in closing costs than the county median.
County Median Costs
$5,143
+2.9% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,000
Purchase Originations
245
vs Kentucky Median
2.9% above
$147
vs National Median
23.7% below
$-1,598
Lender rankings in Mercer County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,520 | 6.500% | $650 | 10 | −$1,381 | |
| 2 | $2,719 | 6.500% | $1,075 | 15 | −$1,182 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.