Homebuyers in McCracken County County who chose GERSHMAN INVESTMENT CORP. paid $2,974 less in closing costs than the county median.
County Median Costs
$5,188
+3.6% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,420
Purchase Originations
458
Denial Rate
15.4%
vs Kentucky avg (15.1%)
vs Kentucky Median
3.6% above
$181
vs National Median
22.3% below
$-1,492
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,138 | 6.625% | $1,090 | 24 | −$687 | |
| 2 | $3,260 | 6.562% | $1,195 | 10 | −$565 | |
| 3 | $3,343 | 6.625% | $1,170 | 25 | −$482 | |
| 4 | $3,596 | 6.625% | $1,370 | 17 | −$229 | |
| 5 | $3,704 | 6.500% | $1,550 | 17 | −$121 | |
| 6 | $4,207 | 6.875% | $1,946 | 17 | +$382 | |
| 7 | $5,270 | 6.875% | $3,061 | 17 | +$1,445 | |
| 8 | $5,483 | 6.990% | $3,025 | 14 | +$1,658 |
Includes lenders with 10+ purchase originations in McCracken County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.