What are the average closing costs in McCracken County County?

In McCracken County County, the median total loan costs on purchase mortgages were $4,325 in 2024, based on 414 originations.

Which lender has the lowest closing costs in McCracken County County?

Among lenders with 10+ originations in McCracken County County, Magnolia Bank, Incorporated had the lowest median total closing costs at $2,990 in 2024.

How do closing costs in McCracken County County compare to Kentucky?

McCracken County County closing costs (median $4,325) are 13.4% below the Kentucky state median of $4,996.

Lowest closing cost mortgage lenders in McCracken County County, Kentucky

In McCracken County, Kentucky, homebuyers paid a median of $4,325 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 414 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Magnolia Bank, Incorporated offered the lowest median costs at $2,990, which is $716 less than the county median.

Homebuyers in McCracken County County who chose Magnolia Bank, Incorporated paid $1,335 less in closing costs than the county median.

County Median Costs

$4,325

−13.4% vs Kentucky ($4,996)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,373

Purchase Originations

414

vs Kentucky Median

13.4% below

$-671

vs National Median

35.8% below

$-2,416

Lender rankings in McCracken County County

11 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Magnolia Bank, Incorporated	$2,990	6.625%	$1,175	12	−$716
2	Independence Bank of Kentucky	$3,130	6.750%	$934	27	−$576
3	Regions Bank	$3,235	6.875%	$1,090	19	−$471
4	Old National Bank	$3,252	6.000%	$900	13	−$454
5	GERSHMAN INVESTMENT CORP.	$3,413	6.625%	$1,170	26	−$293
6	ROCKET MORTGAGE, LLC	$3,629	6.500%	$1,524	13	−$77
7	U.S. Bank National Association	$3,631	6.625%	$1,186	21	−$75
8	STOCKTON MORTGAGE CORPORATION	$4,146	6.938%	$1,782	12	+$440
9	UNITED WHOLESALE MORTGAGE, LLC	$5,400	6.624%	$2,763	17	+$1,694

Includes lenders with 10+ purchase originations in McCracken County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.