What are the average closing costs in Hardin County County?

In Hardin County County, the median total loan costs on purchase mortgages were $5,932 in 2024, based on 1,105 originations.

Which lender has the lowest closing costs in Hardin County County?

Among lenders with 10+ originations in Hardin County County, NAVY FEDERAL CREDIT UNION had the lowest median total closing costs at $2,193 in 2024.

How do closing costs in Hardin County County compare to Kentucky?

Hardin County County closing costs (median $5,932) are 18.7% above the Kentucky state median of $4,996.

Lowest closing cost mortgage lenders in Hardin County County, Kentucky

In Hardin County, Kentucky, homebuyers paid a median of $5,932 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 1,105 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $2,193, which is $1,313 less than the county median.

Homebuyers in Hardin County County who chose NAVY FEDERAL CREDIT UNION paid $3,739 less in closing costs than the county median.

County Median Costs

$5,932

+18.7% vs Kentucky ($4,996)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$1,195

Purchase Originations

1,105

vs Kentucky Median

18.7% above

$936

vs National Median

12.0% below

$-809

Lender rankings in Hardin County County

14 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	NAVY FEDERAL CREDIT UNION	$2,193	6.250%	$0	10	−$1,313
2	SOUTH CENTRAL BANK, INC.	$2,838	6.562%	$945	50	−$668
3	ABOUND FEDERAL CREDIT UNION	$2,936	6.000%	$525	62	−$570
4	JPMorgan Chase Bank, National Association	$3,753	6.375%	$805	13	+$247
5	The Cecilian Bank	$3,853	6.845%	$2,252	28	+$347
6	UNITED WHOLESALE MORTGAGE, LLC	$3,918	6.999%	$1,590	39	+$412
7	ROCKET MORTGAGE, LLC	$4,884	6.250%	$2,755	17	+$1,378

Includes lenders with 10+ purchase originations in Hardin County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.