Homebuyers in Hardin County County who chose NAVY FEDERAL CREDIT UNION paid $3,486 less in closing costs than the county median.
County Median Costs
$6,053
+20.9% vs Kentucky ($5,007)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,195
Purchase Originations
1,180
Denial Rate
11.0%
vs Kentucky avg (15.1%)
vs Kentucky Median
20.9% above
$1,046
vs National Median
9.4% below
$-627
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,567 | 6.375% | $0 | 11 | −$1,210 | |
| 2 | $2,892 | 6.433% | $1,204 | 12 | −$885 | |
| 3 | $3,001 | 6.000% | $525 | 91 | −$776 | |
| 4 | $3,042 | 6.624% | $945 | 33 | −$735 | |
| 5 | $4,282 | 6.599% | $1,957 | 55 | +$505 | |
| 6 | $4,470 | 6.875% | $2,180 | 14 | +$693 | |
| 7 | $4,727 | 6.497% | $2,350 | 33 | +$950 | |
| 8 | $4,915 | 6.500% | $2,619 | 19 | +$1,138 | |
| 9 | $4,957 | 6.250% | $2,885 | 13 | +$1,180 |
Includes lenders with 10+ purchase originations in Hardin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.