What are the average closing costs in Macoupin County County?

In Macoupin County County, the median total loan costs on purchase mortgages were $2,937 in 2024, based on 346 originations.

Which lender has the lowest closing costs in Macoupin County County?

Among lenders with 10+ originations in Macoupin County County, Bank of Hillsboro, National Association had the lowest median total closing costs at $1,771 in 2024.

How do closing costs in Macoupin County County compare to Illinois?

Macoupin County County closing costs (median $2,937) are 51.8% below the Illinois state median of $6,096.

Lowest closing cost mortgage lenders in Macoupin County County, Illinois

In Macoupin County, Illinois, homebuyers paid a median of $2,937 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 346 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of Hillsboro, National Association offered the lowest median costs at $1,771, which is $644 less than the county median.

Homebuyers in Macoupin County County who chose Bank of Hillsboro, National Association paid $1,166 less in closing costs than the county median.

County Median Costs

$2,937

−51.8% vs Illinois ($6,096)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$995

Purchase Originations

346

vs Illinois Median

51.8% below

$-3,159

vs National Median

56.4% below

$-3,804

Lender rankings in Macoupin County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Bank of Hillsboro, National Association	$1,771	6.250%	$612	24	−$644
2	United Community Bank	$2,049	6.562%	$495	26	−$366
3	CNB Bank And Trust, N.A.	$2,058	6.440%	$490	34	−$357
4	Carrollton Bank	$2,360	6.375%	$745	10	−$55
5	ROCKET MORTGAGE, LLC	$4,456	6.875%	$2,858	10	+$2,041

Includes lenders with 10+ purchase originations in Macoupin County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.