Homebuyers in Logan County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $2,379 less in closing costs than the county median.
County Median Costs
$3,167
−49.3% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,266
Purchase Originations
223
Denial Rate
6.3%
vs Illinois avg (7.5%)
vs Illinois Median
49.3% below
$-3,083
vs National Median
52.6% below
$-3,513
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $788 | 6.500% | $0 | 20 | −$1,921 | |
| 2 | $2,106 | 6.625% | $495 | 11 | −$603 | |
| 3 | $2,278 | 6.875% | $628 | 11 | −$431 | |
| 4 | $2,998 | 6.750% | $1,197 | 18 | +$289 | |
| 5 | $3,106 | 6.875% | $1,395 | 22 | +$397 |
Includes lenders with 10+ purchase originations in Logan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.