Homebuyers in Payette County County who chose IDAHO CENTRAL CREDIT UNION paid $1,871 less in closing costs than the county median.
County Median Costs
$8,706
−0.4% vs Idaho ($8,741)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$4,544
Purchase Originations
299
Denial Rate
5.3%
vs Idaho avg (5.4%)
vs Idaho Median
0.4% below
$-35
vs National Median
30.3% above
$2,026
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,835 | 6.125% | $2,080 | 12 | −$430 | |
| 2 | $7,512 | 6.058% | $4,622 | 10 | +$247 | |
| 3 | $7,552 | 6.500% | $4,684 | 29 | +$287 | |
| 4 | $7,694 | 6.250% | $4,750 | 15 | +$428 |
Includes lenders with 10+ purchase originations in Payette County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.