Lowest closing cost mortgage lenders in Payette County County, Idaho
In Payette County, Idaho, homebuyers paid a median of $9,470 in closing costs in 2024 — above the Idaho median of $8,726. The county saw 261 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, IDAHO CENTRAL CREDIT UNION offered the lowest median costs at $4,726, which is $2,823 less than the county median.
Homebuyers in Payette County County who chose IDAHO CENTRAL CREDIT UNION paid $4,744 less in closing costs than the county median.
County Median Costs
$9,470
+8.5% vs Idaho ($8,726)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,514
Purchase Originations
261
vs Idaho Median
8.5% above
$744
vs National Median
40.5% above
$2,729
Lender rankings in Payette County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,726 | 6.625% | $2,212 | 13 | −$2,823 | |
| 2 | $7,039 | 6.688% | $4,569 | 24 | −$510 | |
| 3 | $8,927 | 6.875% | $5,655 | 11 | +$1,378 | |
| 4 | $9,076 | 6.933% | $6,336 | 14 | +$1,527 | |
| 5 | $9,436 | 6.625% | $6,039 | 11 | +$1,887 |
Includes lenders with 10+ purchase originations in Payette County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.