Lowest closing cost mortgage lenders in Madison County County, Idaho
In Madison County, Idaho, homebuyers paid a median of $8,042 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 211 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, ROCKET MORTGAGE, LLC offered the lowest median costs at $5,506, which is $1,715 less than the county median.
Homebuyers in Madison County County who chose ROCKET MORTGAGE, LLC paid $2,536 less in closing costs than the county median.
County Median Costs
$8,042
−7.8% vs Idaho ($8,726)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$4,120
Purchase Originations
211
vs Idaho Median
7.8% below
$-684
vs National Median
19.3% above
$1,301
Lender rankings in Madison County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,506 | 6.438% | $2,650 | 10 | −$1,715 | |
| 2 | $6,752 | 6.375% | $3,498 | 37 | −$469 | |
| 3 | $7,560 | 6.625% | $4,326 | 13 | +$338 | |
| 4 | $7,629 | 6.375% | $3,945 | 13 | +$408 | |
| 5 | $8,862 | 6.000% | $5,770 | 13 | +$1,641 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.