Homebuyers in Madison County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $2,320 less in closing costs than the county median.
County Median Costs
$8,487
−2.9% vs Idaho ($8,741)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$4,440
Purchase Originations
273
Denial Rate
6.7%
vs Idaho avg (5.4%)
vs Idaho Median
2.9% below
$-254
vs National Median
27.1% above
$1,807
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,167 | 6.466% | $3,720 | 18 | −$1,403 | |
| 2 | $7,050 | 6.625% | $4,263 | 11 | −$520 | |
| 3 | $7,570 | 6.000% | $4,340 | 40 | +$0 | |
| 4 | $8,786 | 6.125% | $4,770 | 17 | +$1,216 | |
| 5 | $9,043 | 6.625% | $4,877 | 22 | +$1,473 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.