Homebuyers in Washington County County who chose Hills Bank and Trust Company paid $143 less in closing costs than the county median.
County Median Costs
$2,173
−20.8% vs Iowa ($2,744)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$750
Purchase Originations
226
Denial Rate
5.3%
vs Iowa avg (7.0%)
vs Iowa Median
20.8% below
$-571
vs National Median
67.5% below
$-4,507
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,030 | 5.990% | $750 | 87 | −$56 | |
| 2 | $2,044 | 6.125% | $725 | 43 | −$43 | |
| 3 | $2,278 | 6.500% | $915 | 16 | +$191 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.