Lowest closing cost mortgage lenders in Washington County County, Iowa
In Washington County, Iowa, homebuyers paid a median of $2,207 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 201 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, Hills Bank and Trust Company offered the lowest median costs at $1,994, which is $25 less than the county median.
Homebuyers in Washington County County who chose Hills Bank and Trust Company paid $213 less in closing costs than the county median.
County Median Costs
$2,207
−20.7% vs Iowa ($2,784)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$750
Purchase Originations
201
vs Iowa Median
20.7% below
$-577
vs National Median
67.3% below
$-4,534
Lender rankings in Washington County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,994 | 6.250% | $750 | 89 | −$25 | |
| 2 | $1,997 | 6.625% | $725 | 18 | −$22 | |
| 3 | $2,247 | 6.688% | $915 | 12 | +$228 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.