Homebuyers in Wapello County County who chose COMMUNITY 1ST CREDIT UNION paid $410 less in closing costs than the county median.
County Median Costs
$2,968
+8.2% vs Iowa ($2,744)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,020
Purchase Originations
251
Denial Rate
8.0%
vs Iowa avg (7.0%)
vs Iowa Median
8.2% above
$224
vs National Median
55.6% below
$-3,712
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,558 | 6.500% | $825 | 65 | −$100 | |
| 2 | $2,685 | 6.375% | $900 | 16 | +$27 | |
| 3 | $3,171 | 6.625% | $1,375 | 23 | +$513 |
Includes lenders with 10+ purchase originations in Wapello County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.