Lowest closing cost mortgage lenders in Wapello County County, Iowa
In Wapello County, Iowa, homebuyers paid a median of $2,835 in closing costs in 2024 — near the Iowa median of $2,784. The county saw 263 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, COMMUNITY 1ST CREDIT UNION offered the lowest median costs at $2,466, which is $62 less than the county median.
Homebuyers in Wapello County County who chose COMMUNITY 1ST CREDIT UNION paid $369 less in closing costs than the county median.
County Median Costs
$2,835
+1.8% vs Iowa ($2,784)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$900
Purchase Originations
263
vs Iowa Median
1.8% above
$51
vs National Median
57.9% below
$-3,906
Lender rankings in Wapello County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,466 | 6.725% | $800 | 76 | −$62 | |
| 2 | $2,599 | 6.625% | $824 | 21 | +$71 | |
| 3 | $2,609 | 6.375% | $900 | 17 | +$81 |
Includes lenders with 10+ purchase originations in Wapello County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.