What are the average closing costs in Clinton County County?

In Clinton County County, the median total loan costs on purchase mortgages were $3,195 in 2024, based on 284 originations.

Which lender has the lowest closing costs in Clinton County County?

Among lenders with 10+ originations in Clinton County County, GREENSTATE Credit Union had the lowest median total closing costs at $1,877 in 2024.

How do closing costs in Clinton County County compare to Iowa?

Clinton County County closing costs (median $3,195) are 14.8% above the Iowa state median of $2,784.

Lowest closing cost mortgage lenders in Clinton County County, Iowa

In Clinton County, Iowa, homebuyers paid a median of $3,195 in closing costs in 2024 — above the Iowa median of $2,784. The county saw 284 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $1,877, which is $820 less than the county median.

Homebuyers in Clinton County County who chose GREENSTATE Credit Union paid $1,318 less in closing costs than the county median.

County Median Costs

$3,195

+14.8% vs Iowa ($2,784)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,410

Purchase Originations

284

vs Iowa Median

14.8% above

$411

vs National Median

52.6% below

$-3,546

Lender rankings in Clinton County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	GREENSTATE Credit Union	$1,877	6.250%	$725	16	−$820
2	RUHL MORTGAGE, LLC	$2,072	6.375%	$885	10	−$625
3	ASCENTRA CREDIT UNION	$2,308	6.875%	$675	11	−$389
4	IOWA BANKERS MORTGAGE CORPORATION	$2,697	6.250%	$1,338	10	+$0
5	U.S. Bank National Association	$2,815	6.875%	$1,261	39	+$118
6	LOWER, LLC	$2,929	6.995%	$1,295	16	+$232
7	NEW AMERICAN FUNDING, LLC	$4,946	6.375%	$3,299	17	+$2,249

Includes lenders with 10+ purchase originations in Clinton County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.