Homebuyers in Monroe County County who chose First Horizon Bank paid $6,983 less in closing costs than the county median.
County Median Costs
$13,335
+53.9% vs Florida ($8,663)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,486
Purchase Originations
505
Denial Rate
11.5%
vs Florida avg (10.5%)
vs Florida Median
53.9% above
$4,672
vs National Median
99.6% above
$6,655
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,352 | 6.375% | $1,350 | 45 | −$4,473 | |
| 2 | $7,162 | 6.875% | $1,536 | 20 | −$3,663 | |
| 3 | $7,533 | 6.600% | $1,495 | 15 | −$3,292 | |
| 4 | $12,960 | 6.812% | $7,749 | 16 | +$2,136 | |
| 5 | $13,285 | 6.562% | $7,631 | 20 | +$2,460 | |
| 6 | $15,617 | 6.582% | $10,060 | 72 | +$4,792 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.