Lowest closing cost mortgage lenders in Graham County County, Arizona
In Graham County, Arizona, homebuyers paid a median of $9,930 in closing costs in 2024 — above the Arizona median of $8,463. The county saw 283 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, OneAZ Credit Union offered the lowest median costs at $5,045, which is $723 less than the county median.
Homebuyers in Graham County County who chose OneAZ Credit Union paid $4,885 less in closing costs than the county median.
County Median Costs
$9,930
+17.3% vs Arizona ($8,463)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,452
Purchase Originations
283
vs Arizona Median
17.3% above
$1,467
vs National Median
47.3% above
$3,189
Lender rankings in Graham County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,045 | 6.250% | $2,044 | 17 | −$723 | |
| 2 | $5,768 | 6.990% | $3,077 | 12 | +$0 | |
| 3 | $12,016 | 6.933% | $8,780 | 10 | +$6,248 |
Includes lenders with 10+ purchase originations in Graham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.