Homebuyers in Graham County County who chose OneAZ Credit Union paid $3,891 less in closing costs than the county median.
County Median Costs
$8,492
+1.9% vs Arizona ($8,336)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,716
Purchase Originations
324
Denial Rate
9.9%
vs Arizona avg (6.7%)
vs Arizona Median
1.9% above
$156
vs National Median
27.1% above
$1,812
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,601 | 6.000% | $1,469 | 26 | −$884 | |
| 2 | $5,295 | 6.995% | $1,490 | 10 | −$190 | |
| 3 | $8,522 | 6.625% | $5,170 | 11 | +$3,037 |
Includes lenders with 10+ purchase originations in Graham County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.