Lowest closing cost mortgage lenders in Talladega County County, Alabama
In Talladega County, Alabama, homebuyers paid a median of $6,309 in closing costs in 2024 — above the Alabama median of $6,033. The county saw 651 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Hamilton Mortgage Corporation offered the lowest median costs at $0, which is $4,321 less than the county median.
Homebuyers in Talladega County County who chose Hamilton Mortgage Corporation paid $6,309 less in closing costs than the county median.
County Median Costs
$6,309
+4.6% vs Alabama ($6,033)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,388
Purchase Originations
651
vs Alabama Median
4.6% above
$276
vs National Median
6.4% below
$-432
Lender rankings in Talladega County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.875% | $0 | 19 | −$4,321 | |
| 2 | $3,511 | 6.875% | $1,750 | 11 | −$810 | |
| 3 | $5,054 | 6.562% | $2,994 | 12 | +$733 | |
| 4 | $6,128 | 6.500% | $3,428 | 18 | +$1,807 |
Includes lenders with 10+ purchase originations in Talladega County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.