Lowest closing cost mortgage lenders in Morgan County County, Alabama
In Morgan County, Alabama, homebuyers paid a median of $5,982 in closing costs in 2024 — near the Alabama median of $6,033. The county saw 1,124 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $2,547, which is $3,044 less than the county median.
Homebuyers in Morgan County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $3,435 less in closing costs than the county median.
County Median Costs
$5,982
−0.8% vs Alabama ($6,033)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,242
Purchase Originations
1,124
vs Alabama Median
0.8% below
$-51
vs National Median
11.3% below
$-759
Lender rankings in Morgan County County
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,008 | 6.938% | $899 | 52 | −$1,350 | |
| 2 | $3,297 | 6.625% | $1,126 | 10 | −$1,062 | |
| 3 | $3,325 | 6.990% | $980 | 28 | −$1,034 | |
| 4 | $3,632 | 6.375% | $1,399 | 10 | −$727 | |
| 5 | $3,883 | 6.750% | $1,736 | 21 | −$476 | |
| 6 | $4,128 | 6.625% | $2,193 | 22 | −$231 | |
| 7 | $4,191 | 6.625% | $1,773 | 10 | −$168 | |
| 8 | $4,267 | 6.250% | $2,217 | 14 | −$92 | |
| 9 | $4,330 | 6.438% | $1,925 | 32 | −$29 | |
| 10 | $4,382 | 6.988% | $2,479 | 18 | +$23 | |
| 11 | $4,502 | 6.500% | $2,601 | 16 | +$143 | |
| 12 | $4,926 | 6.990% | $2,520 | 12 | +$567 | |
| 13 | $5,160 | 6.875% | $2,653 | 30 | +$801 | |
| 14 | $5,378 | 6.500% | $3,119 | 11 | +$1,020 | |
| 15 | $5,443 | 6.375% | $3,589 | 12 | +$1,084 | |
| 16 | $5,974 | 6.875% | $3,745 | 19 | +$1,615 | |
| 17 | $6,003 | 6.500% | $3,790 | 13 | +$1,644 | |
| 18 | $6,036 | 6.375% | $3,943 | 11 | +$1,677 | |
| 19 | $6,610 | 6.812% | $3,758 | 10 | +$2,251 | |
| 20 | $6,684 | 8.870% | $4,125 | 12 | +$2,325 | |
| 21 | $6,949 | 6.750% | $4,326 | 11 | +$2,590 |
Includes lenders with 10+ purchase originations in Morgan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.