Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$563
median across reports
vs. National Average
82%
below national avg
Avg Origination Charge
N/A
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| lender_credits | $757 | $401 | 🔺 High |
Freedom Mortgage
Mortgage Company · NJ
Navy Federal Credit Union
Credit Union · VA
Wells Fargo Bank, N.A.
Bank · CA
Based on 50 homebuyer-submitted Closing Disclosures, XCEL FEDERAL CREDIT UNION's median total closing costs are $563. This is about 82% below the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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