Grade D · 0% of disclosures flagged for junk fees
Mortgage Company · Michigan · NMLS #3038
Avg Closing Costs
$8,162
median across reports
vs. National Average
151%
above national avg
Avg Origination Charge
$5,429
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $5,429 | $1,587 | 🔺 High |
| discount_points | $4,325 | $2,207 | 🔺 High |
| Title Insurance | $2,652 | $3,301 | 🟢 Below Avg |
| lender_credits | $2,530 | $393 | 🔺 High |
| Underwriting Fee | $1,011 | $1,512 | 🟢 Below Avg |
| Appraisal | $749 | $1,096 | 🟢 Below Avg |
| Settlement/Closing Fee | $678 | $1,008 | 🟢 Below Avg |
| Processing Fee | $544 | $822 | 🟢 Below Avg |
| Rate Lock Fee | $358 | $370 | 🟡 Average |
| Title Search | $272 | $400 | 🟢 Below Avg |
| Recording Fee | $237 | $353 | 🟢 Below Avg |
| Document Preparation | $171 | $154 | 🔴 Above Avg |
| Tax Service Fee | $88 | $133 | 🟢 Below Avg |
| Wire Transfer Fee | $47 | $70 | 🟢 Below Avg |
| Credit Report | $47 | $70 | 🟢 Below Avg |
| Courier/Delivery | $40 | $60 | 🟢 Below Avg |
| Flood Certification | $16 | $24 | 🟢 Below Avg |
Got a Loan Estimate from United Wholesale Mortgage? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 377,502 homebuyer-submitted Closing Disclosures, United Wholesale Mortgage's median total closing costs are $8,162. This is about 151% above the $3,254 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in Michigan
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Federal data snapshot (2025)
In 2025, United Wholesale Mortgage, LLC originated 216,454 purchase loans with median closing costs of $8,678.
See 2025 HMDA market data for United Wholesale Mortgage, LLC →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.