Grade F · 27% of disclosures flagged for junk fees
Bank · Ohio · NMLS #400024
Avg Closing Costs
$17,584
median across reports
vs. National Average
440%
above national avg
Avg Origination Charge
$8,080
Section A lender fee
Reports with Junk Fees
27%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $8,080 | $1,635 | 🔺 High |
| Title Insurance | $3,273 | $3,301 | 🟡 Average |
| Underwriting Fee | $1,461 | $1,512 | 🟡 Average |
| Appraisal | $1,084 | $1,096 | 🟡 Average |
| Settlement/Closing Fee | $993 | $1,008 | 🟡 Average |
| Processing Fee | $795 | $822 | 🟡 Average |
| Title Search | $403 | $400 | 🟡 Average |
| Recording Fee | $343 | $353 | 🟡 Average |
| Rate Lock Fee | $341 | $342 | 🟡 Average |
| Tax Service Fee | $131 | $133 | 🟡 Average |
| Document Preparation | $129 | $158 | 🟢 Below Avg |
| Wire Transfer Fee | $70 | $70 | 🟡 Average |
| Credit Report | $69 | $70 | 🟡 Average |
| Courier/Delivery | $59 | $60 | 🟡 Average |
| Flood Certification | $24 | $24 | 🟡 Average |
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Based on 48 homebuyer-submitted Closing Disclosures, Third Federal Savings & Loan's median total closing costs are $17,584. This is about 440% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in Ohio
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.