Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,629
median across reports
vs. National Average
18%
below national avg
Avg Origination Charge
$727
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $1,453 | $2,263 | 🟢 Below Avg |
| lender_credits | $821 | $459 | 🔺 High |
| Origination Fee | $727 | $1,695 | 🟢 Below Avg |
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Based on 3,275 homebuyer-submitted Closing Disclosures, Summit Credit Union's median total closing costs are $2,629. This is about 18% below the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Summit Credit Union originated 1,854 purchase loans with median closing costs of $3,088.
See 2025 HMDA market data for Summit Credit Union →