Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$6,275
median across reports
vs. National Average
2%
below national avg
Avg Origination Charge
$3,414
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $3,414 | $3,743 | 🟡 Average |
| discount_points | $1,034 | $3,585 | 🟢 Below Avg |
| lender_credits | $304 | $1,150 | 🟢 Below Avg |
Got a Loan Estimate from Southern Bank and Trust Company? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 542 homebuyer-submitted Closing Disclosures, Southern Bank and Trust Company's median total closing costs are $6,275. This is roughly in line with the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.