0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,719
median across reports
vs. National Average
47%
above national avg
Avg Origination Charge
$2,007
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $2,007 | $1,786 | 🔴 Above Avg |
| discount_points | $1,087 | $2,054 | 🟢 Below Avg |
Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Got a Loan Estimate from SEA WEST COAST GUARD FEDERAL CREDIT UNION?
Upload your Loan Estimate and Fair Loan Check flags inflated fees, benchmarks your rate, and gives you a ready-to-send negotiation email — in about 60 seconds.
Compare SEA WEST COAST GUARD FEDERAL CREDIT UNION with another lender
See how closing costs compare side-by-side