Grade F · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$9,402
median across reports
vs. National Average
46%
above national avg
Avg Origination Charge
$7,232
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| lender_credits | $8,559 | $1,150 | 🔺 High |
| Origination Fee | $7,232 | $3,743 | 🔺 High |
| discount_points | $2,931 | $3,585 | 🟢 Below Avg |
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Check My Loan Estimate — $19Based on 310 homebuyer-submitted Closing Disclosures, Ridgewood Savings Bank's median total closing costs are $9,402. This is about 46% above the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.