Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$3,940
median across reports
vs. National Average
20%
above national avg
Avg Origination Charge
$1,182
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,182 | $1,708 | 🟢 Below Avg |
| lender_credits | $467 | $442 | 🟡 Average |
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Based on 334 homebuyer-submitted Closing Disclosures, Newport News Shipbuilding Employees Credit Union, Inc. DBA Bayport Credit Union's median total closing costs are $3,940. This is about 20% above the $3,275 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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