Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,666
median across reports
vs. National Average
45%
above national avg
Avg Origination Charge
$3,636
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $3,636 | $1,695 | 🔺 High |
| discount_points | $2,906 | $2,263 | 🔴 Above Avg |
| lender_credits | $1,178 | $459 | 🔺 High |
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Check My Loan Estimate — $19Based on 82,764 homebuyer-submitted Closing Disclosures, Mortgage Research Center, LLC's median total closing costs are $4,666. This is about 45% above the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Mortgage Research Center, LLC originated 67,212 purchase loans with median closing costs of $4,704.
See 2025 HMDA market data for Mortgage Research Center, LLC →