Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,613
median across reports
vs. National Average
19%
below national avg
Avg Origination Charge
$1,485
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,485 | $1,695 | 🟢 Below Avg |
| discount_points | $984 | $2,263 | 🟢 Below Avg |
| lender_credits | $408 | $459 | 🟢 Below Avg |
Got a Loan Estimate from Iowa Bankers Mortgage Corporation? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 2,131 homebuyer-submitted Closing Disclosures, Iowa Bankers Mortgage Corporation's median total closing costs are $2,613. This is about 19% below the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Got a Loan Estimate from Iowa Bankers Mortgage Corporation?
Upload your Loan Estimate and Fair Loan Check flags inflated fees, benchmarks your rate, and gives you a ready-to-send negotiation email — in about 60 seconds.
Compare Iowa Bankers Mortgage Corporation with another lender
See how closing costs compare side-by-side