Grade F · 8% of disclosures flagged for junk fees
Mortgage Company · Illinois · NMLS #449065
Avg Closing Costs
$15,823
median across reports
vs. National Average
386%
above national avg
Avg Origination Charge
$7,368
Section A lender fee
Reports with Junk Fees
8%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $7,368 | $1,618 | 🔺 High |
| Title Insurance | $2,912 | $3,405 | 🟢 Below Avg |
| Underwriting Fee | $1,308 | $1,546 | 🟢 Below Avg |
| Appraisal | $1,010 | $1,125 | 🟢 Below Avg |
| Settlement/Closing Fee | $895 | $1,053 | 🟢 Below Avg |
| Processing Fee | $733 | $841 | 🟢 Below Avg |
| Title Search | $353 | $412 | 🟢 Below Avg |
| Rate Lock Fee | $349 | $370 | 🟡 Average |
| Recording Fee | $313 | $364 | 🟢 Below Avg |
| Document Preparation | $161 | $159 | 🟡 Average |
| Tax Service Fee | $117 | $135 | 🟢 Below Avg |
| Wire Transfer Fee | $64 | $72 | 🟢 Below Avg |
| Credit Report | $62 | $71 | 🟢 Below Avg |
| Courier/Delivery | $56 | $63 | 🟢 Below Avg |
| Flood Certification | $21 | $25 | 🟢 Below Avg |
Got a Loan Estimate from Interfirst Mortgage? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 53 homebuyer-submitted Closing Disclosures, Interfirst Mortgage's median total closing costs are $15,823. This is about 386% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.